For questions about interest rate issues, please use the Inquiry Ticket or Chat system located in the Support menu of Account Management / Client Portal. When determining the quoted spread, IBKR will use the set benchmark rate or a benchmark rate of 0 for all benchmark rates less than 0.
For all below examples assume benchmark rates as follows:
Benchmark (BM) | Rate |
---|---|
Reference Benchmark USD | 5.32% |
Reference Benchmark EUR | 3.40% |
Reference Benchmark CHF | 1.32% |
Reference Benchmark GBP | 4.91% |
When you borrow money, we'll charge you daily interest on your borrowed money as follows:
USD | Total |
---|---|
Ending Settled Cash | -600,000 |
Reference Benchmark USD: 5.32%
Tier Balance | Tier Spread | Cash | Interest in USD | Calculation |
---|---|---|---|---|
0 - 100,000 | 1.50% | -100,000 | 18.94 | 100,000 x (5.32% + 1.50%)/360 |
100,000.01 - 1,000,000 | 1.00% | -500,000 | 87.78 | 500,000 x (5.32% + 1.00%)/360 |
1,000,000.01 - 50,000,000 | 0.75% | 0 | 0.00 | |
50,000,000.01 - 250,000,000 | 0.50% | 0 | 0.00 | |
> 250,000,000 | 1.50% | 0 | 0.00 | |
Total Debit Interest Charged | 106.72 |
When you have a negative (debit) cash balance in your combined securities and commodities account and a negative (debit) balance in your UKL account, we'll charge you daily interest on the net debit balance as follows:
GBP | Total |
---|---|
Ending Settled Cash | -160,000 |
Reference Benchmark GBP: 4.91%
Tier Balance | Tier Spread | Cash | Interest in GBP | Calculation |
---|---|---|---|---|
0 - 80,000 | 1.50% | -80,000 | 14.05 | 80,000 x (4.91%+1.50%)/365 |
80,000.01 - 800,000 | 1.00% | -80,000 | 12.95 | 80,000 x (4.91%+1.00%)/365 |
800,000.01 - 38,000,000 | 0.75% | 0 | 0.00 | |
38,000,000.01 - 150,000,000 | 0.50% | 0 | 0.00 | |
> 150,000,000 | 1.50% | 0 | 0.00 | |
Total Debit Interest Charged | 27.00 |
When your combined security and commodity accounts are negative (debit) and your UKL account is positive (credit) leading to a combined negative (debit) universal account balance interest will be calculated as follows:
EUR | Total |
---|---|
Ending Settled Cash | -10,000 |
Reference Benchmark EUR: 3.40%
Tier Balance | Tier Spread | Cash | Interest in EUR | Calculation |
---|---|---|---|---|
0 - 90,000 | 1.50% | -10,000 | 1.36 | 10,000 x (3.40%+1.50%)/360 |
90,000.01 - 900,000 | 1.00% | 0 | 0.00 | |
900,000.01 - 44,000,000 | 0.75% | 0 | 0.00 | |
44,000,000.01 - 180,000,000 | 0.50% | 0 | 0.00 | |
> 180,000,000 | 1.50% | 0 | 0.00 | |
Total Debit Interest Charged | 1.36 |
When you borrow money in CHF, interest will be calculated as follows:
CHF | Total |
---|---|
Ending Settled Cash | -600,000 |
Reference Benchmark CHF: 1.32%
Tier Balance | Tier Spread | Cash | Interest in CHF | Calculation |
---|---|---|---|---|
0 - 90,000 | 1.50% | -90,000 | 7.05 | 90,000 x (1.32%+1.50%)/360 |
90,000.01 - 900,000 | 1.00% | -510,000 | 32.86 | 510,000 x (1.32%+1.00%)/360 |
900,000.01 - 46,000,000 | 0.75% | 0 | 0.00 | |
46,000,000.01 - 180,000,000 | 0.50% | 0 | 0.00 | |
> 180,000,000 | 1.50% | 0 | 0.00 | |
Total Debit Interest Charged | 39.91 |
La negociación en línea de acciones, opciones, futuros, divisas, acciones extranjeras y renta fija conlleva un riesgo de pérdida considerable de capital. Las opciones no son adecuadas para todos los inversores. Consulte el documento "Characteristics and Risks of Standardized Options" (Características y riesgos de opciones estandarizadas) para obtener más información.
Está arriesgando su capital y sus pérdidas pueden exceder el valor de su inversión original.
Interactive Brokers (U.K.) Limited está autorizada y regulada por el organismo regulador del mercado de valores, Financial Conduct Authority. Número de referencia de FCA 208159.
Los criptoactivos no están regulados en el Reino Unido. Interactive Brokers (U.K) Limited (" IBUK") está registrada ante la Autoridad de Conducta Financiera como empresa de criptoactivos en virtud de la normativa de 2017 sobre blanqueo de capitales, financiación del terrorismo y transferencia de fondos (información sobre el ordenante).
Interactive Brokers LLC está regulada por la SEC y la CFTC de EE. UU., y es miembro del programa de compensación de la SIPC (www.sipc.org);
los productos solo están cubiertos por la FSCS del Reino Unido en circunstancias limitadas.
Los clientes han de leer las declaraciones relevantes sobre el riesgo en nuestra página Advertencias y avisos legales antes de realizar cualquier operación.
Si desea obtener la lista de miembros de IBG a nivel mundial, consulte nuestros listados de intercambio.