IBKR Reference Benchmark Rates

Pricing

IBKR Reference
Benchmark Rates

IBKR's benchmark for each currency is the reference rate around which our credit, debit, stock loan and other interest rate linked calculations are determined. IBKR uses a combination of internationally recognized reference rates (such Fed Funds), bank deposit rates, and dynamic interbank rates determined from foreign exchange and money markets to calculate an IBKR Reference Benchmark rate.

For more information about IBKR Reference Benchmark, visit the IBKR Knowledge Base.

For information regarding the various external reference rates that contribute to the IBKR Reference Benchmark rate, see Benchmark Interest Calculation Reference Rate Descriptions..


CurrencyDescription for Effective Date 20240229 Rate Effective Date
USD
Reference Benchmark USD
5.330%
20240229
AED
Reference Benchmark AED
5.310%
20240229
AUD
Reference Benchmark AUD
4.318%
20240229
BGN
Reference Benchmark BGN
3.800%
20240229
BRL
Reference Benchmark BRL
11.150%
20240229
CAD
Reference Benchmark CAD
4.871%
20240229
CHF
Reference Benchmark CHF
0.904%
20240229
CNH
Reference Benchmark CNH
0.464%
20240229
CZK
Reference Benchmark CZK
5.250%
20240229
DKK
Reference Benchmark DKK
3.497%
20240229
EUR
Reference Benchmark EUR
2.934%
20240229
GBP
Reference Benchmark GBP
5.236%
20240229
HKD
Reference Benchmark HKD
4.695%
20240229
HUF
Reference Benchmark HUF
8.020%
20240229
ILS
Reference Benchmark ILS
4.430%
20240229
INR
Reference Benchmark INR
6.800%
20240229
JPY
Reference Benchmark JPY
(0.933)%
20240229
KRW
Reference Benchmark KRW
3.500%
20240229
MXN
Reference Benchmark MXN
11.195%
20240229
NOK
Reference Benchmark NOK
4.457%
20240229
NZD
Reference Benchmark NZD
5.877%
20240229
PLN
Reference Benchmark PLN
6.110%
20240229
RON
Reference Benchmark RON
5.245%
20240229
RUB
Reference Benchmark RUB
15.750%
20240229
SAR
Reference Benchmark SAR
5.858%
20240229
SEK
Reference Benchmark SEK
3.509%
20240229
SGD
Reference Benchmark SGD
3.810%
20240229
TRY
Reference Benchmark TRY
44.574%
20240229
ZAR
Reference Benchmark ZAR
8.623%
20240229
Prior Period Benchmark Rates

IBKR accrues interest daily and posts actual interest monthly on the third business day of the following month. For detailed examples on how we calculate interest, open the Interest Paid to You and Interest Rates Charged to You on Margin Loan Balances sections on this page.


The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed income can be substantial. Options are not suitable for all investors. For more information, read the "Characteristics and Risks of Standardized Options".

Your capital is at risk and your losses may exceed the value of your original investment.

Interactive Brokers (U.K.) Limited is authorised and regulated by the Financial Conduct Authority. FCA Reference Number 208159.

Interactive Brokers LLC is regulated by the US SEC and CFTC and is a member of the SIPC (www.sipc.org) compensation scheme;
products are only covered by the UK FSCS in limited circumstances.

Before trading, customers must read the relevant risk disclosure statements on our Warnings and Disclaimers page.

For a list of IBG memberships worldwide, see our exchange listings.