Family Account
Family Accounts
Manage, trade and report on multiple accounts from a single master account.
The IBKR Advantage
- Our Stock Yield Enhancement Program lets you earn extra income on the fully-paid shares of stock held in your account.
- Invest in stocks, options, futures, currencies, bonds, funds and more across 150 markets in 33 countries from a single integrated account.
- Powerful trading technology and advanced trading tools help you create and execute your trading strategies with ease from virtually any desktop or mobile device.
- Fractional shares let you divide investments among more stocks to achieve a more diversified portfolio.
- Earn interest of up to 4.83% on instantly available USD cash balances.*
*Restrictions apply. For additional information see our interest rates. Credit interest rate as of September 19, 2023 .
Professional Pricing
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IBKR offers low trading fees1 and with IBKR’s Universal Account, clients can trade stocks, options, futures, currencies, bonds, and funds around the world from a single screen.** If an exchange provides a rebate, we pass some or all of the savings directly back to you.*
Learn More About Commissions
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IBKR BestXTM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact.
Learn More About Best Execution
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The lowest margin rates, with rates as low as USD 5.83%.2
Learn More and Compare Margin Rates
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Earn high interest rates of up to USD 4.83% on instantly available cash.3
Learn More and Compare Interest Rates
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Earn extra income on your lendable shares.
Learn More About Stock Yield Enhancement
*For more information, see our disclaimers.
Lower investment costs will increase your overall return on investment, but lower costs do not guarantee that your investment will be profitable.
** Regulations require securities and commodities activities to be conducted in separate accounts. Universal Account refers to the consolidation of these accounts for display purposes only, enabling clients the ability to use a single platform to conduct trading activity and view consolidated activity and position information for all products and services offered.
- Low trading fees according to BrokerChooser Online Broker Survey 2023: Read the full article Online Broker Reviews, May 2023. "Interactive Brokers has low trading fees and the best margin rates in the industry. IB currently pays interest (up to 4.83% for USD) on cash balances if you have a $100k account (net asset value)."
- Rates are subject to change. View our margin rates for more information.
- Rates are subject to change. Restrictions apply. For additional information, see our interest rates. Credit interest rate as of September 19, 2023 .
Discover a World of Opportunities
With IBKR’s Universal Account, clients can trade stocks, options, futures, currencies, bonds, and funds around the world from a single screen.** Fund your account in multiple currencies and trade assets denominated in multiple currencies. Access market data 24 hours a day and six days a week.
150
Markets
33
Countries
27
Currencies*
Global Markets
*Available currencies vary by Interactive Brokers affiliate.
Graphic is for illustrative purposes only and should not be relied upon for investment decisions.
** Regulations require securities and commodities activities to be conducted in separate accounts. Universal Account refers to the consolidation of these accounts for display purposes only, enabling clients the ability to use a single platform to conduct trading activity and view consolidated activity and position information for all products and services offered.
Explore our Global Offering
Bond Marketplace
Interactive Brokers strives to provide the best deal on bonds by passing through to our clients the highest of all bids and lowest of all offers we receive from the electronic venues we access. We do not widen spreads, apply hidden fees or markup quotes.
Mutual Fund Marketplace
The Mutual Fund Marketplace offers an extensive availability of mutual funds from around the world. Use our Mutual Fund Search Tool to search funds from more than 550 fund families and filter funds by country, fund family, transaction fee or fund type.
Short Securities Availability
The Shortable Instruments (SLB) Search tool is a fully electronic, self-service utility that lets clients search for availability of shortable securities from within Client Portal.
IBKR GlobalAnalyst
IBKR GlobalAnalyst is designed for investors who are interested in international portfolio diversification. It helps you find new opportunities to diversify your portfolio and discover undervalued companies that may have greater growth potential.
Overnight Trading Hours
Trade select US stocks and ETFs around the clock, five days per week. Access US stocks and ETFs when market-moving news happens and trade during Asian market hours or whenever it is convenient for you.1
1. Any discussion or mention of an ETF is not to be construed as recommendation, promotion or solicitation. All investors should review and consider associated investment risks, charges and expenses of the investment company or fund prior to investing. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, as necessary, seek professional advice.
Technology to Help Family Accounts Succeed
Trading Platforms
Powerful enough for the professional trader but designed for everyone. Available on desktop, mobile and web.
Comprehensive Reporting
Real-time trade confirmations, margin details, transaction cost analysis, sophisticated portfolio analysis and more.
Order Types and Algos
100+ order types – from limit orders to complex algorithmic trading – help you execute any trading strategy.
Fractional Trading
Buy or sell any eligible US or European stocks/ETFs using fractional shares, which are stock units that amount to less than one full share, or by placing an order for a specific dollar amount rather than quantity of shares.
Free Trading Tools
Spot market opportunities, analyze results, manage your account and make better decisions with our free trading tools.
API Solutions
Our proprietary API and FIX CTCI solutions let clients create their own automated, rules-based trading system that takes advantage of our high-speed order routing and broad market depth.
Create and Manage Your Complete Portfolio
Interactive Advisors
An actively managed robo-advisor and pioneer in online investing that offers low-cost, diversified portfolios customized for your needs.
Mutual Fund/ETF Replicator
Identify and invest in lower cost ETFs with similar strategies to higher-fee mutual funds.
Environmental, Social and Governance (ESG)
ESG scores from Refinitiv give you a new set of tools for making investment decisions based on more than just financial factors.
PortfolioAnalyst
Link investment, banking, checking, incentive plan and credit card accounts into a complete portfolio view to calculate returns, understand risks and measure performance against benchmarks.
A Broker You Can Trust
When placing your money with a broker, you need to make sure your broker is secure and can endure through good and bad times. Our strong capital position, conservative balance sheet and automated risk controls are designed to protect IBKR and our clients from large trading losses.
IBKR
Nasdaq Listed
$13.3B
Equity Capital*
74.6%
Privately Held*
$9.4B
Excess Regulatory Capital*
2.43M
Client Accounts*
1.91M
Daily Avg Revenue Trades*
IBKR Protection
*Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.
Family Accounts Account Structure
The Family Account structure is to be used by a natural person "Head of Family" ("HOF") to manage, for free, the accounts of up to five other family members. The Family Master Account uses a single login to manage a maximum of 15 sub-accounts. The sub-accounts are limited to accounts held by family members or family-held investment vehicles.
- The master account HOF must be a natural person, may not be registered advisors and may not hold themselves out to the public as advisors.
- The HOFs may not charge any fees for managing the accounts of other family members.
A HOF can manage the accounts of up to 5 other family members/investment vehicles and a maximum of 15 sub-accounts.
Account Information
The Family Account structure is distinct from professional advisor account structures that are used by registered investment advisors, investment managers or hedge fund managers. The “Head of Family” (“HOF”) must be a natural person who does not solicit clients or hold himself/herself out to be a financial advisor. Master accounts are provided with administrative functionality to manage up to 15 sub-accounts and cannot receive fees for managing the accounts.
The minimum age for opening a cash account is 18, while the minimum age for opening a margin account is 21.
Accounts are accepted from citizens or residents of all countries except citizens or residents of those countries or regions that are on the sanction list of the US Office of Foreign Asset Controls or similar lists, or other countries determined to be higher risk. See all available countries.
Please note that monthly activity and other minimum fees may apply.
Open a Family Account
For information regarding your account, contact Interactive Brokers.
For information on SIPC coverage on your account, visit www.sipc.org or call SIPC at (202) 371-8300.
Looking for a different account type? Visit our website for information about our Individual account.