Family Account

Family Accounts

Family Accounts

Manage, trade and report on multiple accounts from a single master account.

The IBKR Advantage

  • Our Stock Yield Enhancement Program lets you earn extra income on the fully-paid shares of stock held in your account.
  • Invest in stocks, options, futures, currencies, bonds, funds and more across 150 markets in 33 countries from a single integrated account.
  • Powerful trading technology and advanced trading tools help you create and execute your trading strategies with ease from virtually any desktop or mobile device.
  • Fractional shares let you divide investments among more stocks to achieve a more diversified portfolio.
  • Earn interest of up to 4.83% on instantly available USD cash balances.*

*Restrictions apply. For additional information see our interest rates. Credit interest rate as of September 19, 2023 .

Professional Pricing

  • IBKR offers low trading fees1 and with IBKR’s Universal Account, clients can trade stocks, options, futures, currencies, bonds, and funds around the world from a single screen.** If an exchange provides a rebate, we pass some or all of the savings directly back to you.*

    Learn More About Commissions
  • IBKR BestXTM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact.

    Learn More About Best Execution

*For more information, see our disclaimers.

Lower investment costs will increase your overall return on investment, but lower costs do not guarantee that your investment will be profitable.

** Regulations require securities and commodities activities to be conducted in separate accounts. Universal Account refers to the consolidation of these accounts for display purposes only, enabling clients the ability to use a single platform to conduct trading activity and view consolidated activity and position information for all products and services offered.

  1. Low trading fees according to BrokerChooser Online Broker Survey 2023: Read the full article Online Broker Reviews, May 2023. "Interactive Brokers has low trading fees and the best margin rates in the industry. IB currently pays interest (up to 4.83% for USD) on cash balances if you have a $100k account (net asset value)."
  2. Rates are subject to change. View our margin rates for more information.
  3. Rates are subject to change. Restrictions apply. For additional information, see our interest rates. Credit interest rate as of September 19, 2023 .

Discover a World of Opportunities


With IBKR’s Universal Account, clients can trade stocks, options, futures, currencies, bonds, and funds around the world from a single screen.** Fund your account in multiple currencies and trade assets denominated in multiple currencies. Access market data 24 hours a day and six days a week.

150

Markets

33

Countries

27

Currencies*


Global Markets

*Available currencies vary by Interactive Brokers affiliate.

Graphic is for illustrative purposes only and should not be relied upon for investment decisions.

Map Locations
Local Time: Open Closed

mssage123

** Regulations require securities and commodities activities to be conducted in separate accounts. Universal Account refers to the consolidation of these accounts for display purposes only, enabling clients the ability to use a single platform to conduct trading activity and view consolidated activity and position information for all products and services offered.

Technology to Help Family Accounts Succeed

Trading Platforms 

Powerful enough for the professional trader but designed for everyone. Available on desktop, mobile and web.

Comprehensive Reporting 

Real-time trade confirmations, margin details, transaction cost analysis, sophisticated portfolio analysis and more.

Order Types and Algos 

100+ order types – from limit orders to complex algorithmic trading – help you execute any trading strategy.

Fractional Trading 

Buy or sell any eligible US or European stocks/ETFs using fractional shares, which are stock units that amount to less than one full share, or by placing an order for a specific dollar amount rather than quantity of shares.

Free Trading Tools 

Spot market opportunities, analyze results, manage your account and make better decisions with our free trading tools.

API Solutions 

Our proprietary API and FIX CTCI solutions let clients create their own automated, rules-based trading system that takes advantage of our high-speed order routing and broad market depth.

Create and Manage Your Complete Portfolio

Interactive Advisors 

An actively managed robo-advisor and pioneer in online investing that offers low-cost, diversified portfolios customized for your needs.

Mutual Fund/ETF Replicator 

Identify and invest in lower cost ETFs with similar strategies to higher-fee mutual funds.

Environmental, Social and Governance (ESG) 

ESG scores from Refinitiv give you a new set of tools for making investment decisions based on more than just financial factors.

PortfolioAnalyst 

Link investment, banking, checking, incentive plan and credit card accounts into a complete portfolio view to calculate returns, understand risks and measure performance against benchmarks.

A Broker You Can Trust

When placing your money with a broker, you need to make sure your broker is secure and can endure through good and bad times. Our strong capital position, conservative balance sheet and automated risk controls are designed to protect IBKR and our clients from large trading losses.

IBKR

Nasdaq Listed

$13.3B

Equity Capital*

74.6%

Privately Held*

$9.4B

Excess Regulatory Capital*

2.43M

Client Accounts*

1.91M

Daily Avg Revenue Trades*


IBKR Protection
IBKR Broker You Can Trust

*Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.

Family Accounts Account Structure


The Family Account structure is to be used by a natural person "Head of Family" ("HOF") to manage, for free, the accounts of up to five other family members. The Family Master Account uses a single login to manage a maximum of 15 sub-accounts. The sub-accounts are limited to accounts held by family members or family-held investment vehicles.

  • The master account HOF must be a natural person, may not be registered advisors and may not hold themselves out to the public as advisors.
  • The HOFs may not charge any fees for managing the accounts of other family members.
Family account structure

A HOF can manage the accounts of up to 5 other family members/investment vehicles and a maximum of 15 sub-accounts.

Account Information

The Family Account structure is distinct from professional advisor account structures that are used by registered investment advisors, investment managers or hedge fund managers. The “Head of Family” (“HOF”) must be a natural person who does not solicit clients or hold himself/herself out to be a financial advisor. Master accounts are provided with administrative functionality to manage up to 15 sub-accounts and cannot receive fees for managing the accounts.

The minimum age for opening a cash account is 18, while the minimum age for opening a margin account is 21.

Accounts are accepted from citizens or residents of all countries except citizens or residents of those countries or regions that are on the sanction list of the US Office of Foreign Asset Controls or similar lists, or other countries determined to be higher risk. See all available countries.

Please note that monthly activity and other minimum fees may apply.

Open a Family Account

For information regarding your account, contact Interactive Brokers.

For information on SIPC coverage on your account, visit www.sipc.org or call SIPC at (202) 371-8300.

Looking for a different account type? Visit our website for information about our Individual account.

Start Application

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The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed income can be substantial. Options are not suitable for all investors. For more information, read the "Characteristics and Risks of Standardized Options".

Your capital is at risk and your losses may exceed the value of your original investment.

Interactive Brokers (U.K.) Limited is authorised and regulated by the Financial Conduct Authority. FCA Reference Number 208159.

Interactive Brokers LLC is regulated by the US SEC and CFTC and is a member of the SIPC (www.sipc.org) compensation scheme;
products are only covered by the UK FSCS in limited circumstances.

Before trading, customers must read the relevant risk disclosure statements on our Warnings and Disclaimers page.

For a list of IBG memberships worldwide, see our exchange listings.