If you are an institution, click below to learn more about our offerings for RIAs, Hedge Funds, Compliance Officers and more.

Family Account

Family Accounts1

Manage, trade and report on multiple accounts from a single master account.

The IBKR Advantage

  • Our Stock Yield Enhancement Program lets you earn extra income on the fully-paid shares of stock held in your account.
  • Invest in stocks, options, futures, currencies, bonds, funds and more across 135 markets in 33 countries from a single integrated account.
  • Powerful trading technology and advanced trading tools help you create and execute your trading strategies with ease from virtually any desktop or mobile device.
  • Fractional shares let you divide investments among more stocks to achieve a more diversified portfolio.

Lowest Cost*

Our transparent, low commissions and financing rates, support for best price execution, and stock yield enhancement program help minimize costs to maximize your returns.
Low Trading Costs

IBKR offers the lowest commissions and access to stocks, options, futures, currencies, bonds and funds from a single integrated account. If an exchange provides a rebate, we pass some or all of the savings directly back to you.*

Lowest Financing Costs

We offer the lowest margin loan interest rates of any broker, according to the StockBrokers.com 2021 online broker review. Click below to calculate your own sample margin loan interest rate.

Earn Extra Income

Earn extra income on the fully-paid shares of stock held in your account. IBKR borrows your shares to lend to traders who want to short and are willing to pay interest to borrow the shares. Each day shares are on loan you are paid interest while retaining the ability to trade your loaned stock without restrictions.

*For more information, click here.
Lower investment costs will increase your overall return on investment, but lower costs do not guarantee that your investment will be profitable.

Discover a World of Opportunities


Invest globally in stocks, options, futures, currencies, bonds and funds from a single integrated account. Fund your account in multiple currencies and trade assets denominated in multiple currencies. Access market data 24 hours a day and six days a week.

135

Markets

33

Countries

23

Currencies


Learn More
Map Locations
Local Time: Open Closed

mssage123

Graphic is for illustrative purposes only and should not be relied upon for investment decisions.

Technology to Help Family Accounts Succeed

Trading Platforms

Powerful enough for the professional trader but designed for everyone. Available on desktop, mobile and web.

Comprehensive Reporting

Real-time trade confirmations, margin details, transaction cost analysis, sophisticated portfolio analysis and more.

Order Types and Algos

100+ order types – from limit orders to complex algorithmic trading – help you execute any trading strategy.

Fractional Trading

Buy or sell almost any US stock using fractional shares, which are stock units that amount to less than one full share, or by placing an order for a specific dollar amount rather than quantity of shares.

Free Trading Tools

Spot market opportunities, analyze results, manage your account and make better decisions with our free trading tools.

API Solutions

Our proprietary API and FIX CTCI solutions let clients create their own automated, rules-based trading system that takes advantage of our high-speed order routing and broad market depth.

Create and Manage Your Complete Portfolio

Interactive Advisors

An actively managed robo-advisor and pioneer in online investing that offers low-cost, diversified portfolios customized for your needs.

Mutual Fund/ETF Replicator

Identify and invest in lower cost ETFs with similar strategies to higher-fee mutual funds.

Environmental, Social and Governance (ESG)

ESG scores from Refinitiv give you a new set of tools for making investment decisions based on more than just financial factors.

PortfolioAnalyst

Link investment, banking, checking, incentive plan and credit card accounts into a complete portfolio view to calculate returns, understand risks and measure performance against benchmarks.

A Broker You Can Trust

When placing your money with a broker, you need to make sure your broker is secure and can endure through good and bad times. Our strong capital position, conservative balance sheet and automated risk controls are designed to protect IBKR and our clients from large trading losses.

IBKR

Nasdaq Listed

$9B

Equity Capital*

78.2%

Privately Held*

$6.9B

Excess Regulatory Capital*

1.32M

Client Accounts*

2.99M

Daily Avg Revenue Trades*


IBKR Protection
IBKR Broker You Can Trust

*Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section by clicking here.

Family Account Structure


Family Account Structure

The Family Account structure is to be used by a natural person "Head of Family" ("HOF") to manage, for free, the accounts of up to five other family members. The Family Master Account uses a single login to manage a maximum of 15 sub-accounts. The sub-accounts are limited to accounts held by family members or family-held investment vehicles.

  • The master account HOF must be a natural person, may not be registered advisors and may not hold themselves out to the public as advisors.
  • The HOFs may not charge any fees for managing the accounts of other family members.

A HOF can manage the accounts of up to 5 other family members/investment vehicles and a maximum of 15 sub-accounts.

Account Information

The Family Account structure is distinct from professional advisor account structures that are used by registered investment advisors, investment managers or hedge fund managers. The “Head of Family” (“HOF”) must be a natural person who does not solicit clients or hold himself/herself out to be a financial advisor. Master accounts are provided with administrative functionality to manage up to 15 sub-accounts and cannot receive fees for managing the accounts.

The minimum age for opening a cash account is 18, while the minimum age for opening a margin account is 21.

Accounts are accepted from citizens or residents of all countries except citizens or residents of those countries or regions that are on the sanction list of the US Office of Foreign Asset Controls or similar lists, or other countries determined to be higher risk. Click here for a list of available countries.

Please note that monthly activity and other minimum fees may apply.

Open a Family Account

For information regarding your account, contact Interactive Brokers by clicking here.

For information on SIPC coverage on your account, visit www.sipc.org or call SIPC at
(202) 371-8300.

Looking to open an Individual account instead? Click here.

Disclosures
  1. Many states have requirements that advisors register if they have any paying clients.  Some allow advisors to have a de minimis number of paying clients.  The rules vary from state to state.  For example, Nevada has informed us that it requires that Nevada-domiciled persons be licensed as Investment Advisors to engage in this program per NRS 90.330.   You must review the rules of your state and those of your clients to determine if you need to register.
  2. Average net benefit is calculated using IHS Markit® price improvement and IBKR monthly execution statistics. For more information see ibkr.com/info.

The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed income can be substantial. Options are not suitable for all investors. For more information read the "Characteristics and Risks of Standardized Options". For a copy click here.

Your capital is at risk and your losses may exceed the value of your original investment.

Interactive Brokers (U.K.) Limited is authorised and regulated by the Financial Conduct Authority. FCA Reference Number 208159.

Interactive Brokers LLC is regulated by the US SEC and CFTC and is a member of the SIPC (www.sipc.org) compensation scheme;
products are only covered by the UK FSCS in limited circumstances.

Before trading, customers must read the relevant risk disclosure statements on our Warnings and Disclaimers page.

For a list of IBG memberships worldwide, click here.