For questions about interest rate issues, please use the Inquiry Ticket or Chat system located in the Support menu of Account Management.
For all below examples assume benchmark rates as follows:
Benchmark (BM) | Rate |
---|---|
US Dollar Fed Funds Effective | 1.70% |
EONIA (Euro Overnight Index Average) | 2.080% |
CHF LIBOR (Overnight Rate) | (0.70)% |
GBP LIBOR (Overnight Rate) | 4.439% |
When you hold excess positive cash balances, we'll pay interest as follows:
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
10,000 | 10,000 | 10,000 | |
Commodity Margin Deficit | 5,000 | ||
Adjusted Balance | 10,000 | 5,000 | 10,000 |
Adjusted for Securities Balance | |||
Cash for Interest | 10,000 | 5,000 | 10,000 |
Combine Securities + IBUKL | 20,000 | ||
Commodity | 5,000 |
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
First 10,000 | 0.00 | 0.00 | 0.00 |
Next 10,000 | 0.33 | 0.00 | 0.00 |
Pay/Charge to Securities | 0.17 | ||
Pay/Charge to UKL | 0.17 | ||
Pay/Charge to Commodity | 0.00 | * interest is not paid to free cash held in the commodity sub-account |
When you hold a positive cash balance in your securities account and a negative cash balance in the IBUKL segement, interest will be paid as follows:
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
25,000 | 5,000 | (10,000) | |
Commodity Margin Deficit | 5,000 | ||
Adjusted Balance | 25,000 | 0.00 | (10,000) |
Adjusted for Securities Balance | |||
Cash for Interest | 25,000 | 0.00 | (10,000) |
Combine Securities + IBUKL | 15,000 | ||
Commodity | 0.00 |
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
First 10,000 | 0.00 | 0.00 | 0.00 |
Next 5,000 | 0.17 | 0.00 | 0.00 |
Pay/Charge to Securities | 0.17 | ||
Pay/Charge to UKL | 0.00 | ||
Pay/Charge to Commodity | 0.00 |
If both the securities and UKL segments have negative cash and the commodity segment holds excess cash, interest will be calculated as follows:
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
(30,000) | 150,000 | (10,000) | |
Commodity Margin Deficit | 10,000 | ||
Adjusted Balance | (30,000) | 140,000 | (10,000) |
Adjusted for Securities Balance | 40,000 | ||
Cash for Interest | 10,000 | 100,000 | (10,000) |
Combine Securities + IBUKL | 0.00 | ||
Commodity | 100,000 |
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
First 10,000 | 0.00 | 0.00 | 0.00 |
Next 0 | 0.00 | 0.00 | 0.00 |
Pay/Charge to Securities | 0.00 | ||
Pay/Charge to UKL | 0.00 | ||
Pay/Charge to Commodity | 0.00 | * interest is not paid to free cash held in the commodity sub-account |
If the securities segment holds excess cash and the commodities segment holds negative cash, interest will be calculated as follows:
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
50,000 | (10,000) | 0.00 | |
Commodity Margin Deficit | 0.00 | ||
Adjusted Balance | 50,000 | (10,000) | 0.00 |
Adjusted for Securities Balance | (10,000) | ||
Cash for Interest | 40,000 | 0.00 | 0.00 |
Combine Securities + IBUKL | 40,000 | ||
Commodity | 0.00 |
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
First 10,000 | 0.00 | 0.00 | 0.00 |
Next 30,000 | 1.00 | 0.00 | 0.00 |
Pay/Charge to Securities | 1.00 | ||
Pay/Charge to UKL | 0.00 | ||
Pay/Charge to Commodity | 0.00 |
When you have positive funds in the commodity segment but do not meet the 10,000 payment threshold for interest in the securities segment, interest will be calculated as follows:
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
2,500 | 200,000 | 0.00 | |
Commodity Margin Deficit | 10,000 | ||
Adjusted Balance | 2,500 | 190,000 | 0.00 |
Adjusted for Securities Balance | |||
Cash for Interest | 2,500 | 190,000 | 0.00 |
Combine Securities + IBUKL | 2,500 | ||
Commodity | 190,000 |
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
First 10,000 | 0.00 | 0.00 | 0.00 |
Next 0 | 0.00 | 0.00 | 0.00 |
Pay/Charge to Securities | 0.00 | ||
Pay/Charge to UKL | 0.00 | ||
Pay/Charge to Commodity | 0.00 | * interest is not paid to free cash held in the commodity sub-account. |
When you have an excess positive cash balance in CHF, daily interest will be calculated as follows:
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
220,000 | 0.00 | 10,000 | |
Commodity Margin Deficit | 0.00 | ||
Adjusted Balance | 220,000 | 0.00 | 10,000 |
Adjusted for Securities Balance | |||
Cash for Interest | 220,000 | 0.00 | 10,000 |
Combine Securities + IBUKL | 230,000 | ||
Commodity | 0.00 |
Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
---|---|---|---|
First 100,000 | 0.00 | 0.00 | 0.00 |
Next 130,000 | (3.43) | 0.00 | 0.00 |
Pay/Charge to Securities | (3.28) | ||
Pay/Charge to UKL | (0.15) | ||
Pay/Charge to Commodity | 0.00 |
La negociación en línea de acciones, opciones, futuros, divisas, acciones extranjeras y renta fija conlleva un riesgo de pérdida considerable de capital. Las opciones no son adecuadas para todos los inversores. Consulte el documento "Characteristics and Risks of Standardized Options" (Características y riesgos de opciones estandarizadas) para obtener más información.
Está arriesgando su capital y sus pérdidas pueden exceder el valor de su inversión original.
Interactive Brokers (U.K.) Limited está autorizada y regulada por el organismo regulador del mercado de valores, Financial Conduct Authority. Número de referencia de FCA 208159.
Interactive Brokers LLC está regulada por la SEC y la CFTC de EE. UU., y es miembro del programa de compensación de la SIPC (www.sipc.org);
los productos solo están cubiertos por la FSCS del Reino Unido en circunstancias limitadas.
Los clientes han de leer las declaraciones relevantes sobre el riesgo en nuestra página Advertencias y avisos legales antes de realizar cualquier operación.
Si desea obtener la lista de miembros de IBG a nivel mundial, consulte nuestros listados de intercambio.