Bitte beachten Sie, dass IBKR bei der Zinsberechnung einen gemischten Satz auf Basis der nachstehend aufgeführten Staffelung verwendet. So wird beispielsweise bei einem Saldo von über 1,000,000 USD für die ersten 100,000 USD der Zinssatz der Stufe I erhoben, für die nächsten 900,000 USD der Zinssatz der Stufe II etc. Bei der Ermittlung des notierten Spreads verwendet IBKR entweder den festgesetzten Benchmark-Zinssatz oder einen Benchmark-Zinssatz von 0 für alle Benchmark-Zinssätze, die unter 0 liegen.
IBKR berechnet Zinsen täglich und verbucht die tatsächlich aufgelaufenen Zinsbeträge monatlich, am dritten Geschäftstag des Folgemonats.
Die Staffelungsstufen, auf denen die Zinsen basieren, können sich gelegentlich ohne vorherige Benachrichtigung der Kunden ändern. Solche Anpassungen werden in regelmäßigen Abständen vorgenommen, um Wechselkursänderungen auszugleichen.
| Währung | Staffelungsstufe | Belasteter Zinssatz |
|---|---|---|
| USD | 0 ≤ 100,000 | 1.57% (BM + 1.5%) |
| 100,000 ≤ 1,000,000 | 1.07% (BM + 1%) | |
| 1,000,000 ≤ 3,000,000 | 0.75% (BM + 0.5%)1 | |
| 3,000,000 ≤ 200,000,000 | 0.75% (BM + 0.3%)1 | |
| > 200,000,000 | 0.75% (BM + 0.3%) 1, 2 | |
| AUD | 0 ≤ 140,000 | 1.5% (BM + 1.5%) |
| 140,000 ≤ 1,400,000 | 1% (BM + 1%) | |
| 1,400,000 ≤ 140,000,000 | 0.5% (BM + 0.5%) | |
| > 140,000,000 | 0.5% (BM + 0.5%) 2 | |
| CAD | 0 ≤ 140,000 | 1.5% (BM + 1.5%) |
| 140,000 ≤ 1,400,000 | 1% (BM + 1%) | |
| 1,400,000 ≤ 140,000,000 | 0.5% (BM + 0.5%) | |
| > 140,000,000 | 0.5% (BM + 0.5%) 2 | |
| CHF | 0 ≤ 100,000 | 1.5% (BM + 1.5%) |
| 100,000 ≤ 1,000,000 | 1% (BM + 1%) | |
| 1,000,000 ≤ 200,000,000 | 0.5% (BM + 0.5%) | |
| > 200,000,000 | 0.5% (BM + 0.5%) 2 | |
| CNH | 0 ≤ 625,000 | 7.507% (BM + 5%) |
| 625,000 ≤ 6,250,000 | 7.507% (BM + 5%) | |
| 6,250,000 ≤ 125,000,000 | 7.507% (BM + 5%) | |
| > 125,000,000 | 7.507% (BM + 5%) 2 | |
| CZK | 0 ≤ 400,000,000 | 3.046% (BM + 3%) |
| > 400,000,000 | 3.046% (BM + 3%) 2 | |
| DKK | 0 ≤ 120,000,000 | 3% (BM + 3%) |
| > 120,000,000 | 3% (BM + 3%) 2 | |
| EUR | 0 ≤ 100,000 | 1.5% (BM + 1.5%) |
| 100,000 ≤ 1,000,000 | 1% (BM + 1%) | |
| 1,000,000 ≤ 150,000,000 | 0.5% (BM + 0.5%) | |
| > 150,000,000 | 0.5% (BM + 0.5%) 2 | |
| GBP | 0 ≤ 80,000 | 1.5% (BM + 1.5%) |
| 80,000 ≤ 800,000 | 1% (BM + 1%) | |
| 800,000 ≤ 160,000,000 | 0.5% (BM + 0.5%) | |
| > 160,000,000 | 0.5% (BM + 0.5%) 2 | |
| HKD | 0 ≤ 780,000 | 2.51% (BM + 2.5%) |
| 780,000 ≤ 7,800,000 | 2.01% (BM + 2%) | |
| 7,800,000 ≤ 780,000,000 | 1.51% (BM + 1.5%) | |
| > 780,000,000 | 1.51% (BM + 1.5%) 2 | |
| HUF | 0 ≤ 4,500,000,000 | 5.216% (BM + 5%) |
| > 4,500,000,000 | 5.216% (BM + 5%) 2 | |
| ILS | 0 ≤ 80,000,000 | 5% (BM + 5%) |
| > 80,000,000 | 5% (BM + 5%) 2 | |
| INR | Alle | 11.7% (BM + 3%) |
| JPY | 0 ≤ 11,000,000 | 1.5% (BM + 1.5%) |
| 11,000,000 ≤ 110,000,000 | 1% (BM + 1%) | |
| 110,000,000 ≤ 20,000,000,000 | 0.5% (BM + 0.5%) | |
| > 20,000,000,000 | 0.5% (BM + 0.5%) 2 | |
| KRW | 0 ≤ 120,000,000 | 2.5% (BM + 2%) |
| 120,000,000 ≤ 1,200,000,000 | 2% (BM + 1.5%) | |
| 1,200,000,000 ≤ 24,000,000,000 | 1.5% (BM + 1%) | |
| > 24,000,000,000 | 1.5% (BM + 1%) 2 | |
| MXN | 0 ≤ 1,900,000 | 7.027% (BM + 3%) |
| 1,900,000 ≤ 19,000,000 | 6.027% (BM + 2%) | |
| 19,000,000 ≤ 1,900,000,000 | 5.527% (BM + 1.5%) | |
| > 1,900,000,000 | 5.527% (BM + 1.5%) 2 | |
| NOK | 0 ≤ 850,000 | 1.596% (BM + 1.5%) |
| 850,000 ≤ 8,500,000 | 1.096% (BM + 1%) | |
| 8,500,000 ≤ 850,000,000 | 0.596% (BM + 0.5%) | |
| > 850,000,000 | 0.596% (BM + 0.5%) 2 | |
| NZD | 0 ≤ 150,000 | 1.629% (BM + 1.5%) |
| 150,000 ≤ 1,500,000 | 1.129% (BM + 1%) | |
| 1,500,000 ≤ 150,000,000 | 0.879% (BM + 0.75%) | |
| > 150,000,000 | 0.879% (BM + 0.75%) 2 | |
| PLN | 0 ≤ 70,000,000 | 3% (BM + 3%) |
| > 70,000,000 | 4% (BM + 4%) 2 | |
| RUB | 0 ≤ 660,000,000 | 9.058% (BM + 5%) |
| > 660,000,000 | 9.058% (BM + 5%) 2 | |
| SEK | 0 ≤ 850,000 | 1.5% (BM + 1.5%) |
| 850,000 ≤ 8,500,000 | 1% (BM + 1%) | |
| 8,500,000 ≤ 850,000,000 | 0.5% (BM + 0.5%) | |
| > 850,000,000 | 0.5% (BM + 0.5%) 2 | |
| SGD | 0 ≤ 150,000 | 1.732% (BM + 1.5%) |
| 150,000 ≤ 1,500,000 | 1.232% (BM + 1%) | |
| 1,500,000 ≤ 150,000,000 | 0.732% (BM + 0.5%) | |
| > 150,000,000 | 0.732% (BM + 0.5%) 2 | |
| TRY | 0 ≤ 60,000,000 | 20.294% (BM + 5%) |
| > 60,000,000 | 20.294% (BM + 5%) 2 | |
| ZAR | 0 ≤ 1,500,000 | 5.497% (BM + 1.5%) |
| 1,500,000 ≤ 15,000,000 | 4.997% (BM + 1%) | |
| 15,000,000 ≤ 1,500,000,000 | 4.747% (BM + 0.75%) | |
| > 1,500,000,000 | 4.747% (BM + 0.75%) 2 |